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Loan Officer Trainee Vacancy at VEC Microfinance Institution

Posted on 12/05/22 8:14 by Admin
location Lagos
time Full Time
applications 0 Applications

VEC Microfinance Institution is a microfinance Non Governmental organisation with a prime objective of improving the quality of living of the active poor through innovative and flexible microfinance services


We are recruiting to fill the position below:

Job Position: Loan Officer Trainee
Job Locations: Abia, Akwa Ibom, Lagos and Ogun
Employment Type: Full-time

Job Description

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information to
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Οperate in compliance with laws and regulations and adhere to lending compliance guidelines.


  • A Smart NCE / OND / HND / BSc Holder in any discipline
  • Computer savvy.
  • Must possess a Smartphone.
  • Communication /marketing skills
  • Problem-solving skill
  • Ability to pay attention to detail
  • Ability to multi-task.


  • Salary: N50,000 monthly.
  • Accommodation is available for all branch staff.

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